February 25, 2026
Updated on: February 24, 26 | 05:40 pm
Is investing with just S/100 worthwhile? For many, that amount may seem too small to generate significant returns. Although, investing today isn’t limited to those with substantial capital. Alternatives exist for those looking to start without complicated processes or long-term commitments.
In that context, investment in factoring presents itself as an accessible and agile option for growing money from small amounts. In Peru, one fintech driving this model is Prestamype, which allows investors to participate starting with S/100 in invoices, offering a 100% digital experience geared towards those seeking short-term profitability.
What is factoring investment?
Factoring is a mechanism by which companies that sell on credit advance the collection of their invoices to obtain immediate liquidity, without having to wait 30, 60, or 90 days for their customers to pay.
This advance is financed by investors looking to generate returns on their money, who can acquire all or part of the invoice in exchange for receiving a return on the invested capital. Payment of the amount plus corresponding interest is made by the company’s customer that initiated the factoring.
At Prestamype, these customers are medium and large Peruvian companies from various sectors, such as Jockey Plaza, Engie, Los Portales, Nike, Southern, Ripley, Leche Gloria, Backus, Cementos Pacasmayo, Cartavio, among others, providing access to opportunities linked to recognized companies in the market.
Benefits of investing in factoring with Prestamype
Investing in factoring through Prestamype provides backing and credibility, supported by its experience within the Peruvian financial system, its strategic alliances, and its rigorous evaluation processes. This positions it as an interesting option for those looking to grow their money in a simple and structured way.
Among the main advantages of investing in factoring are:
- Low investment capital: you can start investing in factoring with as little as S/100 or $25.
- Attractive profitability: investing in Prestamype can yield a return of up to 22% annually.
- Payment terms: payment terms for investing in factoring range from 15 to 180 days.
- Diversification: allows you to profit from money in recognized companies from different economic sectors, helping to reduce portfolio risk.
- Controlled risk: this investment option is backed by a registered security title in CAVALI.
Ready to grow your money? Simulate your investment HERE and discover how much you could earn with just S/100.
Create your account to invest in 3 steps
You can start generating income by investing in factoring with Prestamype today. Simply register on their platform online and for free, following these simple steps:
- Registration: Register HERE and upload the required documents to activate your profile. It’s 100% online!
- Opportunities: Review the available invoices online and invest in the ones you prefer. The minimum amount is S/100 or $25.
- Return: Receive the capital plus the earnings from your investment. Withdraw your money or reinvest!
Investing in factoring with Prestamype is that simple. Starting with S/100, you can access attractive returns backed by a security title registered in CAVALI. Register here and calculate how much you could earn.
