National Bank of Egypt Launches ‘Golden Certificate’ for Foreign Currency Investors
The National Bank of Egypt (NBE) has introduced its novel “Golden Certificate,” a specialized investment vehicle designed for clients holding foreign currency. Available in both U.S. Dollars and Euros, the certificates provide a range of tenure options to accommodate different investment horizons.
According to details released on April 10, 2026, the Golden Certificate is available for terms of 3, 5, and 7 years. This move allows investors to hedge their assets in stable global currencies while earning a competitive yield.
For those opting for the U.S. Dollar-denominated certificates, the bank is offering returns that scale with the duration of the investment. The yield for a 3-year term reaches 4.75%, while the 7-year term offers an increased return of up to 4.90%. These rates reflect the bank’s strategy to attract long-term foreign currency deposits in a volatile global economic environment.
The introduction of these certificates comes as a response to growing public interest in secure, foreign-currency-based savings instruments. The Golden Certificate aims to provide a stable alternative for those looking to preserve capital in USD or EUR while generating a steady income stream.
Prospective investors can find further details on the Golden Certificate at the National Bank of Egypt, including the minimum purchase requirements and specific terms for Euro-denominated accounts.
