Jakarta – Indonesia’s Financial Services Authority (OJK) revoked the licenses of seven Rural Banks (BPR) and rural Sharia Banks (BPRS) throughout 2025, citing financial distress linked to fraud and inadequate risk management. The closures, announced today, represent a continuation of oversight efforts aimed at stabilizing the nation’s banking sector, notably within the vital rural banking network that serves smaller communities and businesses [[1]]. OJK officials maintain these actions are proactive steps to safeguard the broader financial system and protect depositors.
Jakarta –
Seven Indonesian banks closed their doors in 2025, all of which were Rural Banks (BPR) and Rural Sharia Banks (BPRS), according to regulatory authorities.
Dian Ediana Rae, Head of Banking Supervision at the Financial Services Authority (OJK), explained that the licenses of these institutions were revoked due to capital issues and poor performance stemming from fraudulent activities.
“The BPRs and BPRSs whose licenses were revoked by OJK in recent years experienced problems and poor performance due to fraud and/or inadequate application of governance principles and prudence,” Rae stated during a press conference following the monthly meeting of the OJK Board of Commissioners on January 9, 2026.
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Rae added that the revocation of licenses is a proactive measure by the OJK to foster a healthy banking sector and prevent the escalation of problems within the national financial system.
“The revocation of BPR and BPRS licenses is also an effort to create a healthy industry, resilience, and prevent problems from lingering in the national financial system,” Rae added.
The following seven banks ceased operations throughout 2025:
1. BPR Bumi Pendawa Raharja, located at Jalan Raya Cipanas No. 37 Komplek Ruko Pendawa, Cianjur Regency, West Java.
2. BPR Nagajayaraya Sentrasentosa, located at Jalan P.B. Sudirman No. 85, Kertosono District, Nganjuk Regency, East Java.
3. BPR Artha Kramat, located at Jalan Raya Munjungagung Nomor 28, Tegal Regency, Central Java Province.
4. BPR Syariah Gayo Perseroda, located at Jalan Mahkamah No. 151, Takengon, Aceh Tengah Regency, Aceh Province.
5. BPRS Gebu Prima, located at Jalan AR Hakim/Jalan Bakti Nomor 139, Medan City, North Sumatra Province.
6. BPR Dwicahaya Nusaperkasa, located at Jalan Sukarno Nomor 199, Junrejo, Batu City, East Java Province.
7. BPR Disky Surya Jaya, located at Jalan Medan-Binjai Km 14,6, Komplek Padang Hijau Blok A No. 18, Deli Serdang Regency, North Sumatra Province.
(ily/hns)
